Financial Answer Center > Your 401(k) > The Nuts and Bolts of a 401(k) plan > Deciding How Much to Contribute to the Plan
The Nuts and Bolts of a 401(k) plan

Deciding How Much to Contribute to the Plan

Planning now for your retirement—years before you are near retirement age—is essential. To help with your planning, answer these questions:

  1. What are your projected cash flow needs at retirement?
  2. How much have you currently saved or invested, and what will it grow to by the time you retire?
  3. How much more do you need to invest?
  4. Where are you going to get the rest of the money you need for retirement?
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