If you're visiting this section, you've gotten over the first obstacle to estate planning: the temptation to procrastinate. You are now taking control of the future and reserving the right to make decisions to protect your family.
Some of your most important decisions should be made as soon as possible, by you:
Investments are not a deposit or other obligation of, or guaranteed by, the bank, are not FDIC insured, not insured by any federal government agency, and are subject to investment risks, including possible loss of principal.